Privacy
MyBudget123.com Privacy Policy
 
1. WHEN THIS PRIVACY STATEMENT APPLIES.  If a Service you're using links to this Privacy Statement, this Statement applies to you. 
This Privacy Statement (“Statement”) applies to our sites, products, and services (collectively, "Services") that link to this Statement. MyBudget123.com is the responsible entity for all Personal Information subject to this Statement for our Services targeted to US customers. We also provide Services in other countries and regions.   

2. WHAT WE DO WITH YOUR INFORMATION. We want to be clear that the information you enter into MyBudget123.com is used to deliver our Services, to improve your financial life, operate our business, and help make our Services useful, more intelligent, and work better for you. We do not sell or share your Personal Information with third parties for their own commercial uses without your consent.
a) Types of Information We Collect. In connection with accessing our Services, we may collect information from you, which can be used to identify you ("Personal Information"), such as your email address, password, and payment option.
We collect information when you register or open an account, sign in, email us for support, or give us feedback. We also collect content or other information that you may provide or create when you interact with our Services.
Our Services may change over time and we may introduce new features that may collect new or different types of information.
b) How We Use Your Information. We may use your information, including your Personal Information, for the following purposes: 
Account Registration. We may use your email address to register your MyBudget123.com’s Account for certain Services we provide and to communicate important information to you.
To Improve Services and Develop New Services. We will use your information to personalize or customize your experience and the Service, develop new features or services, and to improve the overall quality of MyBudget123.com’s Services. 
To Provide Our Services and Operate Our Business. We may use your information to operate our business, including providing Services you requested, provide you with support related to our Services, and to help us protect our Services, including to combat fraud and protect your information.
Customer Service and Technical Support.  We may use your email address to follow up with you about your experience. 
Testimonials. We may use any information you volunteer as a Testimonial, through the Contact Us portal.
Response to Subpoenas and Other Legal Requests.  We may share your information with courts, law enforcement agencies, or other government bodies when we have a good faith belief we're required or permitted to do so by law, including to meet national security or law enforcement requirements, to protect our company, or to respond to a court order, subpoena, search warrant, or other law enforcement request.

Sale of Our Business.  If we sell, merge, or transfer any part of our business, we may be required to share your information. If so, you will be asked if you'd like to stop receiving promotional information following any change of control.
With your Consent. Other than as set out above, we will provide you with notice and the opportunity to choose when your Personal Information may be shared with other third parties.

3. WHAT YOU CAN DO TO MANAGE YOUR PRIVACY. You can view and edit information that identifies you online through your MyBudget123.com Service. How you can access and control information that identifies you will depend on which Services you use. You have a choice about the use of information that identifies you, marketing communications you receive from us, and our use of cookies and other tracking technologies. 
a) Updating Your Personal Information. In connection with your right to manage your Personal Information you provide to us, you may access, update, change, correct or request deletion of your information through the Service. You can email our customer support by clicking on Contact, email: ContactMyBudget123@gmail.com

4. DATA RETENTION AND YOUR ACCESS RIGHTS
a) Data Retention. In accordance with and as permitted by applicable law and regulations, we will retain your information as long as necessary to serve you, to maintain your account for as long as your account is active, or as otherwise needed to operate our business.  When you close your account, we may continue to communicate with you about our Services, give you important business updates that may affect you, and let you know about products and services that may interest you, unless you have opted out of receiving marketing communications.  We may also continue to use some of your information for business purposes and to improve our offerings or in some cases to develop new ones.  We will retain and use your information as required by applicable regulations and MyBudget123.com’s records and information management policies to comply with our legal and reporting obligations, resolve disputes, enforce our agreements, complete any outstanding transactions and for the detection and prevention of fraud. 
b) Your Access Rights. 
If you have created an online account with us and would like to update the Personal Information you have provided to us, you can access your account to view and make changes or corrections to your Personal Information.

5. SECURITY OF YOUR INFORMATION.  Keeping your Information safe is important to us.  You can find out more about how MyBudget123.com protects your information [PROTECTION SITE]. 
We provide reasonable and appropriate security measures in connection with securing Personal Information we collect.

For example, we:
Constantly work to update our security practices to implement accepted best methods to protect your Personal Information, and review our security procedures carefully.
Comply with applicable laws and security standards.
Transmit, store, protect, and access all member information in compliance with the Payment Card Industry's Data Security Standards.
 
6. FOR OUR GLOBAL CUSTOMERS – (pending)
 
7. HOW TO CONTACT US. If you have questions or comments about this Privacy Statement, please contact us.  We want your feedback and comments. 
a) Via Email. If you have questions or complaints regarding our Privacy Statement or practices, please contact us by email: ContactMyBudget123.com.

8. CHANGES TO OUR PRIVACY STATEMENTS.  From time to time we may change or update our Privacy Statements.  We reserve the right to make changes or updates at any time.  More information about how we will notify you is below.
If we make material changes to the way we process your Personal Information, we will provide you notice via our Service or by other communication channels, such as by email or community post. Please review any changes carefully. If you object to any of the changes and no longer wish to use our Services, you may close your account(s). All changes are effective immediately upon posting and your use of our Service after a notice of material change or posting of an updated Privacy Statement shall constitute your consent to all changes.

9. COLLECTION AND USE OF CHILDREN'S PERSONAL INFORMATION.  We do not knowingly collect information from minors.
MyBudget123.com Services are intended for and directed to adults.  Our Services are not directed to minors and we do not knowingly collect Personal Information from minors.

10. YOUR CALIFORNIA PRIVACY RIGHTS.
We do not share your Personal Information with third parties for their marketing purposes without your consent.